Can I Invest Money and Get Monthly Income? Yes—Here’s How in 2025
If you’re asking, “Can I invest money and get monthly income?” the answer is a clear yes. In 2025, more tools and platforms than ever allow you to generate consistent cash flow from your investments—even with modest capital. Here’s a quick, actionable guide. For a deeper understanding of income types, read our post on Understanding Income.
And yes—can I invest money and get monthly income is a question many beginners ask, especially in uncertain financial times. Below, you’ll find the best ways to do just that.
📈 The Short Answer
Yes, you can invest money and receive monthly income through assets like REITs (Real Estate Investment Trusts), dividend-paying ETFs, covered call strategies, fractional real estate, and bond funds. Many of these options allow you to start with as little as $100.
🔎 1. How to Invest Money in Monthly Dividend Stocks and ETFs
Some ETFs and stocks pay monthly instead of quarterly. These include:
- Realty Income (O) – ~5% annual yield
- QYLD (Covered Call ETF) – ~11-12% annual yield
- JEPI – ~8-10% yield, more stable
Example: $5,000 in QYLD can yield ~$45/month.
Want to understand how dividend reinvestment can build long-term wealth? Check out The Power of Compound Interest.
🏢 2. Can I Invest in REITs for Monthly Income?
REITs invest in income-generating properties and distribute rental profits monthly.
- Examples: AGNC, STAG, EPR
- Pro: No need to manage tenants
- Con: Can be volatile like stocks
📊 3. Covered Call Options to Earn Monthly Income
This strategy involves owning stocks and selling call options to collect premium income.
- Requires stock ownership or margin
- Best on platforms like Robinhood, Tradier, or Interactive Brokers
Example: 100 shares of AMD + selling weekly covered calls = $40–60/week
To learn more about how to pick the right stocks for these strategies, visit How Do You Pick Your Stocks?
🏠 4. Fractional Real Estate
Platforms like Fundrise and Arrived Homes let you buy fractional shares of rental properties and receive rental income monthly.
- Start from $10 or $100
- Passive ownership with automated returns
🧱 5. Bond ETFs or High-Yield Savings
- BND, LQD, and similar funds pay monthly interest
- Safer, but lower returns (3-5% annually)
- Good for stability, not growth
✅ Best Ways to Start Investing Money for Monthly Income
| Capital | Option | Est. Monthly Income |
|---|---|---|
| $100 | Fundrise or Savings | ~$0.50 – $1 |
| $1,000 | QYLD or AGNC | ~$7 – $12 |
| $10,000 | Combo of REIT + ETF + Covered Calls | ~$90 – $150 |
🚀 How to Maximize Monthly Returns
- Reinvest profits to compound returns
- Use tax-sheltered accounts (Roth IRA)
- Diversify across 3+ monthly income streams
- Avoid fees and commissions where possible
📊 Final Thoughts
Yes, you can invest and get monthly income in 2025—even with a small budget. By choosing the right mix of assets, reinvesting strategically, and staying consistent, your investments can begin to replace active income over time.
Start small, stay steady, and watch the cash flow grow.